Personal Accident

Quoting a CEO of a reputational Risk Management firm once said “the key-man risk can sink you”! Indeed it is one of the hardest risks to mitigate. Each business owner knows about the importance of safeguard the business for the future.


Andawrite assists business owners if something might go wrong and anticipates certain situations and offer solutions to mitigate the financial loss.

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Our Approach

Losing key people is inevitable. They may take a new job, retire, suffer a long-term illness, or die unexpectedly. However, businesses can take steps to manage their exposure before a crisis hits. Our approach consists in creating comprehensive cover with extension possibility around the risk of “key man”.


EEA Direct Insurance

Minimum Premium: €5.000 (our share)


DIRECT: €3m capacity with the ability to increase with coinsurance or top facultative reinsurance.

FACULTATIVE: on open-market basis and sourced by preferential capacity partners (Reinsurers and MGAs) where Andawrite occasionally acts as business introducer.


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Product Description

We create a bespoken product which shall protect partners and key persons and so your business against given circumstance which could put your business at risk. We offer a range of individual risk solutions assembled to a comprehensive financial protection according to your risk reality.


Professional Indemnity
Management Liability
Directors’ & Officers’ Liability
Medical Malpractice


Kidnap & Ransom
Special Cover Extensions

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AndaSME     Insurance Coverholder
AndaTECH   Facultative Broking Services
AndaSPEC   Specialty Lines (Direct & Facultative)

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Why choosing Andawrite?

We operate only with specialized Underwriters capable to influence underwriting upfront.

We partner with reputational European insurers committed to the market we operate in.

We offer access to first-class Reinsurers interested in working strategically with Andawrite.

We facilitate the access to a platform of valuable Risk and Loss Control Management.